Risk and Finance Intern

Department: Risk/Finance Education Level: Bachelor/ Master Degree Location: Yangon, Myanmar Time frame: Three to six months
Your Role Maha has developed an in-house digital credit scoring system, and the intern will work to improve risk identification. The intern will:
  • Study and understand the existing credit scoring system
  • Analyse current repayment predictions for on-time repayments and delinquency
  • Propose areas of improvement based on findings
  • Assist in comparing our existing credit scoring system vis-à-vis machine learning
  • Assist in analysing the best way to integrate and benefit from potential alternative data to improve credit scoring at Maha;
  • Contribute to other tasks at Maha.
This opportunity will allow the candidate to gain first-hand experience in a rapidly growing microfinance institution in a unique context and to make a positive impact on Maha and its end clients. Your background The ideal candidate will:
  • be familiar with microfinance and/or smallholder farmers and or agri-finance;
  • econometric background and familiarity with machine learning.
  • have oral and written proficiency in English
  • be familiar with the region
  • working experience in emerging markets
Benefits Maha will provide the successful candidate with:
  • stipend of $1,000 per month;
  • costs for ensuring a Visa;
  • assistance in finding accommodation in Yangon;
  • use of Maha’s ferry in Yangon; and
  • phone/data allowance of 30,000 MMK monthly.
Maha Mission & Values Maha Agriculture Microfinance Private Co. Ltd. (Maha) is a licensed microfinance institution (MFI) operating in rural areas of Myanmar. Maha is owned by Myanma Awba Group, which is a large agricultural input distributor, and the International Finance Corporation, which is a member of the World Bank Group. Maha currently operates in thirty branches across eight regions, and provides financial services to over 60,000 clients, around 70% of whom live on less than US$2.50/day. Maha was founded in 2013 and has grown rapidly: our Gross Loan Portfolio is currently over US$32 million. Our vision is to be the financial service provider of choice for our rural customers, communities and stakeholders and be recognized for our agri-finance focus, innovation and high ethical standards. We aim at being a responsible financial service provider that drives rural financial inclusion while fostering innovation in everything we do and the markets we serve. Maha strives to deliver products and solutions with a customer centric approach. We believe in our people and partner in their success and we are committed to enriching the lives our rural clientele. Contact To apply, please send a CV and Cover Letter to this address recruitment@mahaawba.com